Is Fintiba's insurance package accepted for a German visa?

Yes, Fintiba's insurance package is accepted for a visa at German consulates. All German consulates (Istanbul, Ankara, Izmir, Antalya) approve it.

#Fintiba Plus Package Details

84 € per month (visa insurance + Sperrkonto (blocked account) management fee)

#Contents

✅ Hanse Merkur Visa Protect visa insurance (30K € coverage) ✅ DR-WALTER Krankenversicherung automatic transition after arriving in Germany ✅ Sperrkonto (blocked account) management (89 €/year fee included in this package) ✅ Insurance + blocked account in one panel

#Documents Provided for Visa

• Versicherungsbescheinigung (Insurance certificate) — to be submitted to the consulate with your visa application
• 30K € coverage, valid for Schengen
• Valid in Germany, including hospital stays

#Visa Approved Status

✅ Directly accepted by German consulates in Istanbul, Ankara, Izmir, Antalya, Trabzon ✅ The IDATA service partner list includes a Fintiba reference ✅ Other German consulates (Europe, Asia) also accept it

#Advantages

✅ Sperrkonto (blocked account) + insurance in one package — no separate fees ✅ Online opening — application completed from Turkey in 2-3 days ✅ Turkish language support via chat ✅ After visa approval, automatic GKV (public health insurance) transition assistant when you arrive in Germany

#Disadvantages

❌ 84 € per month is a bit expensive — if you get visa insurance separately + Sperrkonto (blocked account) separately, it can be around ~60-70 €/month ❌ GKV (public health insurance) transition is mandatory — if you're under 30 and a university student in Germany, you need to switch to TK/AOK/Barmer (Fintiba insurance is temporary) ❌ If the cancellation process exceeds 14 days, premiums continue until the end of the month

#Comparison: Fintiba Plus vs. Separate Package

⚠️ The Plus package is a bit expensive — you save money if you get them separately. However, many prefer Plus for the convenience of "one panel + one point of contact."

#Important

⚠️ After arriving in Germany, GKV (public health insurance) registration is mandatory — Fintiba/Hanse Merkur insurance cannot be used long-term as a student in Germany. ⚠️ Universities require a GKV (public health insurance) approval document (from TK, AOK, etc.). The Fintiba certificate is temporary and not sufficient for the university.

Related: Is 30K Euro coverage enough for visa insurance | How much money is needed for a Sperrkonto.