Ayesha Khan
Content Editor · International student finance
Originally from Pakistan, an international master's student at TUM Munich. She writes about Sperrkonto, Krankenkasse, and Schufa topics from a non-EU student's perspective.
Articles by Ayesha Khan
Is University Free in Germany? 2026 Real Costs
In 14 Bundesländer, public Universitäten are free, while Baden-Württemberg charges non-EU students 1,500 €/semester. Your actual annual budget, including living costs, will be between 12,500–15,940 €. See the full table, Bundesland comparison, and scholarship options.
Sperrkonto Usage: Different Visa and Scholarship Situations, Extension 2026
Discover the specific requirements of a Sperrkonto for different visa types and students receiving scholarships. Secure your life in Germany by learning about blocked account top-up and visa extension processes.
Sperrkonto for a German Visa: What is it, How Much, and How to Open it? 2026
To realize your dream of studying in Germany, learn what a Sperrkonto is, why it's necessary, and the current amount for 2025. Discover the blocked account opening process step-by-step and take the first step by choosing the right bank.